Baby Boomer Lifeboat   

    Tips for Comfortably Retiring on a Tight Income

Baby Boomers can still retire, even on a tight income, by taking steps to stretch their dollars! 

Tips, ideas and advice for making Baby Boomer retirement income go further!


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Click here to go to Baby Boomer Lifeboat Home page. Use menu below to learn about alternatives available to Baby Boomers seeking to retire on a limited or fixed income.

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Baby Boomer Life Boat - About Us

We're Baby Boomers Too!

Al Kernek, Principal Consultant, Pacifica EndeavorsLLC


Al Kernek


Pacifica Endeavors LLC is a San Diego based consulting firm made up of individuals who each average 30+ years of corporate and entrepreneurial experience.  Our forte is organizations with high-tech or complex products or services. We also have websites designed to assist Baby Boomers like ourselves.

This website is a public service site.  It is the outgrowth of our extensive research to answer the questions and issues you see in the left column.  We want to share this valuable information with all Baby Boomers as a service to our generation.

Pacifica Endeavors also owns and operates several Websites that may be of benefit to you:

  • - A site dedicated to helping 50-plus baby Boomers who were hit hard by the Great Recession, providing information, tips, advice and free resources showing how these individuals can still retire.

  • - Ideas and advice for Baby Boomers on home-based businesses to supplement retirement income.

  • - Interesting and fun gifts for 50-plus Baby Boomers.

  • -  A human-edited directory that makes it fast and easy to find an ISO, Six Sigma/Lean, Malcolm Baldrige or CMMI consultant and related software.

  • Facebook Fan Page - Visit our Pacifica Endeavors Facebook page and become a fan!

We are a virtual company.  Some members are semi-retired; others participate full-time.  We each earned college degrees in the 60's.  Some of us wound up fighting in Vietnam, while others protested the war. We lived through Nixon and subsequent economic booms and busts. We raised families, suffered through divorces, started businesses or worked for the man, and overcame numerous difficulties that life throws at everyone.

Now, we are all in the same boat, or "life boat" as it is. The struggling economy and its toll of our tumultuous generation have left many of those born between 1946 and 1964 financially unprepared for retirement. Yet here we are.

What our research shows is that you can still comfortably retire IF you are willing to make changes in your life and do whatever is necessary according to your unique financial situation. The information on this site is designed to give you a starting point for fashioning a plan that will allow you to get there.

Pacifica Endeavors will maintain and enhance this site over time.  We do not ask for donations.  Our only compensation to defray costs comes from your book purchases and when you click on a ad of interest.

We welcome your feedback. Drop us a line at if you have some suggestions, questions or additional information sources for the site.  Thank you and good luck on your own personal journey.

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