Baby Boomer Lifeboat   

    Tips for Comfortably Retiring on a Tight Income

Baby Boomers can still retire, even on a tight income, by taking steps to stretch their dollars! 

Tips, ideas and advice for making Baby Boomer retirement income go further!


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Click here to go to Baby Boomer Lifeboat Home page. Use menu below to learn about alternatives available to Baby Boomers seeking to retire on a limited or fixed income.

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Boomer Beauty and Wellness

As we age, it is important to our well-being to feel good about ourselves. That means taking care of one's self, both physically and mentally. Diet, exercise, mental agility, and beauty products all play a role in enhancing the enjoyment of Fall and Winter of our lives.

Baby Boomer Beauty

Baby Boomer beauty products abound.  Be sure to wear sunscreen when performing outside activities!A wealth of beauty products exist for women...and men... to make Boomers look and feel younger.  These range from anti-aging creams to using face lift tape for a temporary fix and products like Rogaine that re-grow lost hair. The one suggestion we offer here is to be sure to use sunscreen when doing outside activities.  Remember, you are at an age where the cumulative effects of sun exposure - wrinkles and skin cancer - start to appear.

With a little online research, you will discover that many skin care, hair and cosmetic products can be purchased at a discount.

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Baby Boomer Exercise & Fitness

Exercise daily.  This will add years to your life.  You don't have to go to the gym everyday to get sufficient exercise.  Take a walk, jog or go for a bike ride.  Use stairs instead of elevators.Baby Boomer fitness through exercise and vitamins is key to enjoying retirement.  Walk the golf course instead of riding.  Doctors recommend that you work up to one hour daily of exercise.  Once you alter your lifestyle to include daily exercise, you will be pleased to see how much more energy you have!

Take vitamins.  It is hard to satisfy daily vitamin requirements from food and drink alone.  Taking a daily multivitamin will help to overcome any deficiency.

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Baby Boomer Aging

Aging is  state of mind as much as anything else.  Some Boomers age well and keep their minds sharp because they remain active and engaged. Other languish and succumb to illness or mental diseases, often leading to suicide.  Here is what you can do to "age well:"


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  • Stay connected.  Remain involved with your family.  Develop a supporting network of friends.  Volunteer for a worthy cause.  

  • Nurture your spirituality.  Whatever your beliefs, exercise them.  As retiring Boomers, we are entering the "winter" of our lives.  Develop inner peace and put your beliefs into action.

Being in a loving relationship enhances the quality of life during retirement and adds years to your life!Exercise your mind.  The more you use your mind - whether through work, puzzles, or whatever - the better your odds of avoiding diseases like dementia and Alzheimer's.

Enjoy a loving relationship.  Studies have show that Boomers who are in a loving relationship have a better quality of life and live longer.  And besides, doing things is always more fun when you have someone to share it with.

  • Get a pet.  Cats and dogs are great companions.  They give unconditional long as you feed the on time ;~)

  • Find time to relax.  Schedule time everyday to do something you particularly enjoy.  Read a book, meditate or watch a movie.  Relax!

  • Women - eat chocolate!  It gives women a feeling of well-being ...and makes their husbands happy.

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  • Create a "bucket list."  What do you want to do or accomplish before you die?  Make a list and plan how to achieve each item.  Energize your life by instilling adventure into it.  Try new things.  You only have so many years left - Why not make the best of them?

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