Baby Boomer Lifeboat   

    Tips for Comfortably Retiring on a Tight Income

Baby Boomers can still retire, even on a tight income, by taking steps to stretch their dollars! 

Tips, ideas and advice for making Baby Boomer retirement income go further!


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Click here to go to Baby Boomer Lifeboat Home page. Use menu below to learn about alternatives available to Baby Boomers seeking to retire on a limited or fixed income.

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Work Part-Time, Gear for your Career!

Baby Boomers - Work Part Time

Supplement your Income and Possibly Gain

Health Insurance through Part-Time Employment

baby Boomers acn supplement a fixed income by working part-time.Baby Boomers who need to supplement their Social Security, pension and/or investment income should consider working part time.  Some may want to work part time just to stay active and involved.  In addition to extra income, many employers offer benefit packages to seniors even though they are only working part time.  In fact it may be worthwhile for a Baby Boomer to work part time just to receive health insurance.

Baby Boomers are fortunate in that there is a building demand for experienced, reliable senior workers.  According to Senior Citizens Employment and Training, "Sixty-four million boomers are poised to retire over the decade...Depending on what they do, there may not be enough younger workers with the right skills to replace them. Some labor analysts are predicting a shortage of as much as 10 million workers by the end of the decade."

A good place for Baby Boomers who have a limited income to begin a search for part-time employment is at the AARP Foundation.  Its Senior Employment Service Employment Program (SCSEP) helps those 55 and older who need jobs find jobs. With over 77 project sites in 22 states and Puerto Rico, SCSEP has already helped over 400,000 low-income seniors across America develop the skills and confidence they need to secure a meaningful job, increase their financial security, and help their community. To learn more, visit the AARP FoundationMany companies today are hring Baby Boomers. SCSEP resource page. has launched a job site for Baby Boomers, called  It allows you to search for both part-time and full-time positions where employers are specifically interested in Baby Boomers.  This is a great resource that you should check out.  Sign up for alerts to automatically be notified when a position that you are interested in opens up.

Baby Boomers should also visit AARP's National Employer Team, made up of independent companies that have completed AARP screening who want to recruit and keep mature workers.  This highly recommended site allows you to search by employer or by industry.

For rewarding work in non-profit organizations addressing crucial social and environmental areas, visit Encore Careers.  Download free Encore Guide to learn more about pursuing encore careers in education, health care, government and the environment.

A great site for finding local opportunities, whether full-time or part-time work, is JobsOver50.  This is a free web-based employment service dedicated to the 50+ job seeker.  We checked it out - good resource!

Want to make money by part-time tutoring?  We have the perfect site for you!  Just sign up and go through their process to become listed in their high-visibility, searchable online database.

You can also make money by buying items at garage sales or in bulk, then selling them online.  Here's a goods place to start your online marketing business:

As you search for a part-time job, don't get discouraged.  Keep your options open and weigh the benefits of each opportunity.  You may wind up doing something you never considered...and thoroughly enjoying it!




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